Stuart Insurances
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Building and Construction Insurance - designed just for you

At Stuart Insurances we have real experience of looking after the unique and varied insurance requirements of leading international property development and construction companies. We also look after the insurance needs of many indigenous Irish property developers.

We work with the building development company to identify their exact insurance requirements and then we research the insurance market to identify the most suitable insurance package based on their actual needs.

What type of construction companies do we cover?

We work with all types of Building and Construction Companies and Property Developers. We work with large construction companies who have requirements for cover for sites around the world and we also work with Irish based indigenous companies.

We can arrange OCIPs’ (Owner Controlled Insurance Programmes) as required by the project owner.

Tailored insurance to match your business needs

Our expert advisers will talk with you to assess your requirements for developers/ building & construction insurance and discuss the options that are most suitable to your individual needs, for example;

  1. Employers Liability insurance – You will need cover for own employees. But also, do you ever use sub-contractors? How do you know if their employees are adequately covered, as you may be held liable at law for accidents involving sub-contractor’s employees!

  2. Public Liability Insurance – you may need to look at some of the extensions to cover here. What if you have employees working on a client’s premises using heat and your employee accidentally sets fire to an attic space that spreads throughout the premises?

  3. Contractors All Risks Insurance – this is cover specifically designed to cover the plant and machinery used on the construction project. It can be owned by the developer but can also include hired in equipment for which the developer is responsible. It can be extended to cover such items as buildings in the course of construction.

  4. Professional indemnity – do you ever give advice on construction when engaged for a  building project, for example, advising a client of a slightly different gradient on the roof? Are you adequately insured if they claim afterwards that their roof leaks as a result of following wrong advice?

  5. OCIP Insurance; Owner Controlled Insurance Programme is insurance cover specially designed to protect the project owner and will cover liability (Public and Employers Liability) for all eligible contractors/ sub-contractors working on a specific construction project.

Please get in contact with us and we will talk with you to get an understanding of how you work. We will guide you through the process, explain the different options, and ensure based on our conversations, that you get the cover most appropriate to your own individual needs.

Is there anything else we can help you with?

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Making a claim

Together we work with you and the insurance company to make sure that your claim is handled efficiently and settled quickly.

Typical Building Construction/ Property Developer Insurance Covers available

The following are some of the most common types of cover as a Tradesman/ Tradesperson you may need to consider when taking out insurance;

  • Employers’ liability insurance
  • Public liability insurance
  • Professional Indemnity insurance – especially Design and Construct
  • Contractors All Risks Insurance - including cover for specialist equipment you hire out

What else to consider?

Whatever type of construction you are working in it is likely that Employers and Public Liability insurance is the most important insurance you will need to consider. We do understand that figuring out exact insurance cover required needs expert advice.  At Stuart Insurances, we know the market, have been dealing with insurance companies for many years and we will only recommend and work with the best.

Why use Stuarts Insurance for your Building and Construction / Property Developer insurance cover?

We have been in business providing cover to the construction trade since 1978 and we know what is needed in each unique situation to ensure you are cover for all eventualities.

We are here to help you over the long term – to ensure your insurance remains relevant as your business grows or changes’ we will adapt it for you as needed.

We are respected for our professionalism, know-how and service to our customers.

Optional Extras

This would normally include cover for items away from the home such as jewellery or laptops

Home Insurance Insurance Articles & Guides

A selection of Our Trusted Insurers

Irish Life
Liberty Insurance
New Ireland Assurance
Road Safety Authority
Royal London
Zurich Insurance Group
Lloyds of London

How to find us?

We are located in the heart of Blackrock village, just a stone’s throw from the Blackrock Dart station.

While we are just a phone call away we love to meet and talk with our customers, our office is open to all our customer to come in and chat so we can get time with you better to understand your requirements.

Updates & News

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