Stuart Insurances
Business Insurance Solutions for you
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Business Insurance - designed just for you

At Stuart Insurances we use our expertise and knowledge to advise you on the most suitable covers and then we research the market, to secure, for you, the most suitable business insurance package based on the individual requirements of your business.

Tailored Advice – Business Insurance with Stuarts

When you get in touch with us, one of our commercial account executives will talk with you to assess your needs for your business insurance and guide you through the options, for example;


    1. You will need Material Damage cover (Material Damage cover refers to Fire, Theft, Storm damage, Burst pipes, and other such perils that could cause a loss to your business) for your own fixtures and fittings and maybe stock as well
    2. If you have employees, you will need Employers Liability Insurance to ensure that you are protected against your legal liability for injuries sustained by your employees. The standard limit of indemnity here is €13,000,000.
    3. Public Liability Insurance cover will be required to ensure that you are protected against any legal liability from third parties who allege that they suffered injury on your premises
    4. You may want to discuss the exposure that could arise in relation to other areas like cyber insurance to protect you against any claims arising from areas such as loss of customer data or a cyber attack.

Give us a call and we promise to advise you every step of the way and to make this as simple and straightforward as possible.

Is there anything else we can help you with?

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Making a claim

Together we work with you and the insurance company to make sure that your claim is handled efficiently and settled quickly.

Standard Business Insurance Covers

What to expect?

Business Insurance policies can have differences between covers, depending on what covers you select, size of the excesses, standard exclusions and who the provider is. Some come in the form of packages policies with a number of covers as standard whilst in other policy types you need to individually select the covers that you require.

What else to consider?

You will need to consider that your sums insured for the Material damage section are adequate as “Average” will be applied to claims e.g. if your building is insured for €500,000 but is really worth a €1,000,000 – then in the event of a claim, the insurer will only pay you half of any loss (on the basis that they were only receiving half of the correct premium)

For covers like Employers Liability and Public Liability, you will need to ensure that you have a sufficient limit of indemnity. For Employers liability, we recommend a limit of indemnity of at least €13,000,000 and for public liability we recommend a limit of indemnity of at least €2.6 million

Optional Extras

There are numerous optional extras for the business to consider and we will discuss and advise you on these. These will include covers such as;

- Directors and Officers Liability

- Goods in Transit/ Marine

- Fleet Insurance

- Products Liability

- Key Man Insurance – what if a key director of the business was to become seriously ill and unable to contribute to the business?

Our Business insurance Expertise

We have 40 years’ experience providing tailored Business insurance solutions for Dublin based businesses.  From our premises in Blackrock village we have built a reputation as professional and friendly insurance advisers, and our personal and business insurance customers are mainly located around the areas of Dublin City, Blackrock, Stillorgan, Donnybrook, Ballsbridge, Ranelagh, Foxrock and Dun Laoghaire.

Over the last 40 years we have gained an in depth knowledge of the business insurance market. We only ever recommend and work with the best Insurers and our focus is on ensuring the best insurance solution for your business.



Home Insurance Insurance Articles & Guides

A selection of Our Trusted Insurers

AIG
Allianz
AVIVA
AXA
FDB
Irish Life
Liberty Insurance
New Ireland Assurance
Road Safety Authority
Royal London
Zurich Insurance Group
Lloyds of London

How to find us?

We are located in the heart of Blackrock village, just a stone’s throw from the Blackrock Dart station.

While we are just a phone call away we love to meet and talk with our customers, our office is open to all our customer to come in and chat so we can get time with you better to understand your requirements.

Updates & News

Winner of the Campervan Insurance.ie €200 Voucher for O'Meara Camping

18.05.2022

Winner of the Campervan Insurance.ie €200 Voucher for O'Meara Camping

Winner of the Campervan Insurance.ie €200 Voucher for O'Meara Camping

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Win a €150*** Voucher to spend with O'Meara Camping

07.02.2022

Win a €150*** Voucher to spend with O'Meara Camping

The promoter (Stuart Insurances Ltd) is offering a €150 voucher for O'Meara Camping for a prize draw The competition is open to residents of the Republic of Ireland aged 18 years or over except employees of Stuart Insurances Ltd. and their close relatives and anyone otherwise connected with the organisation or judging of the competition. There is no entry fee and no purchase necessary to enter this competition.

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Insurance Blog

Motor Fleet Insurance & Why Your Business Needs It

18.05.2022

Motor Fleet Insurance & Why Your Business Needs It

At Stuart Insurances, we offer a range of business insurance services that cover you for every eventuality. Today we look at one particular type - motor fleet insurance - and how it protects you and your commercial vehicles in a simpler, less stressful way.

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Why Is It Important To Have Home Insurance?

05.05.2022

Why Is It Important To Have Home Insurance?

When you buy a home, you’re making the biggest purchase that the vast majority of us will ever make. What’s more, your home is full of your most valuable assets, comforts and keepsakes. It stands to reason then that it’s something you need to protect.

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