Employers Liability Insurance is designed to provide you/your business with cover for your legal liability to protect you against damages claimed for injuries suffered by your employees as a result of working in your business.

How will you define an employee? Do you have the following;

- Full-time and part-time employees

- Self-employed contractors that you hire in

- Temporary staff, apprentices, work experience candidates, trainees and volunteers

Employers Liability Insurance covers you against damages, compensation costs and legal fees as a result of illness or injury suffered by an employee whilst working for you.

A simple example is an employee moving their desk and suffering a back injury as a result.

We use our expertise and knowledge to advise you on the most suitable covers and then we research the market, to secure, for you, the most suitable business insurance package based on the individual requirements of your business.

What to expect?

Business Insurance policies can have differences between covers, depending on what covers you select, policy exclusions and who the provider is. Employers Liability can form part of a business package policy or it can be a stand alone policy in it’s own right.

What else to consider?

We will look at your business and advise you on the appropriate limit of indemnity required. The market standard tends to €13,000,000 – but this is not always the case.

Optional Extras

There are numerous optional extras for the business to consider and we will discuss and advise you on these. These will include covers such as;

-Directors and Officers Liability

-Goods in Transit/ Marine

-Fleet Insurance

-Public and Products Liability

-Material Damage

-Key Man Insurance – what if a key director of the business was to become seriously ill and unable to contribute to the business?

Our Business insurance Expertise

We have 40 years’ experience providing tailored Business insurance solutions for Dublin based businesses.  From our premises in Blackrock village we have built a reputation as professional and friendly insurance advisers, and our personal and business insurance customers are mainly located around the areas of Dublin City, Blackrock, Stillorgan, Donnybrook, Ballsbridge, Ranelagh, Foxrock and Dun Laoghaire.

Over the last 40 years we have gained an in depth knowledge of the business insurance market. We only ever recommend and work with the best Insurers and our focus is on ensuring the best insurance solution for your business.