Home Insurance - designed just for you
At Stuart Insurance we use our expertise and knowledge to research the home insurance market, to secure, for you, the most suitable home insurance package based on your individual requirements.
Tailored Advice – Home Insurance with Stuarts
When you get in touch with us one of our experts will have a chat with you to assess your requirements for home insurance and guide you through the options and work with you to establish your needs. For example:
- You will need building insurance and as a home owner you will need to establish the rebuild cost.
- For your contents insurance an estimate of the value of your contents needs to be established.
- Accidental damage is usually covered with most policies and is relatively straightforward, though exclusions can apply which you need to be aware of.
- Thought needs to be given to the excess amount you would prefer?
- Also, we can look at the extras on offer that you might want, for example, away from home cover or alternative accommodation are some options available to you.
Give us a call, we are experts and we promise to to guide you every step of the way and to make this as simple and straightforward as possible.
Is there anything else we can help you with?
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Making a claim
Together we work with you and the insurance company to make sure that your claim is handled efficiently and settled quickly.
Standard Home Insurance Covers
What to expect?
Home Insurance policies can have differences between covers, depending on who the provider is, but most policies will cover the following.
Damage to the buildings and its contents caused by fire, storm, theft, burst pipes, falling trees, and for most areas of Ireland cover can be obtained for flood and subsidence.
Public and Employers liability up to €3 million.
What else to consider?
Policies can cover the cost of alternative accommodation if your home is uninhabitable due to damage caused by an insured peril/ event.
Fire brigade charges up to a limit (usually between €1,000 and €3,000) Replacement locks if keys are stolen.
Optional Extras
This would normally include cover for items while away from the home such as jewellery or laptops.
Is there anything else we can help you with?
Home Insurance Insurance Articles & Guides
07.12.2021
Home Protection from Stuart Insurances - Why It’s So Important to Have it
Whilst home insurance might not be a legal obligation as a homeowner, it can prove invaluable if your house is damaged by floods or fire or you’re the victim of burglary. Should the worst happen, and... > read more
05.05.2022
Why Is It Important To Have Home Insurance?
When you buy a home, you’re making the biggest purchase that the vast majority of us will ever make. What’s more, your home is full of your most valuable assets, comforts and keepsakes. It stands to r... > read more
A selection of Our Trusted Insurers
How to find us?
We are located in the heart of Blackrock village, just a stone’s throw from the Blackrock Dart station.
While we are just a phone call away we love to meet and talk with our customers, our office is open to all our customer to come in and chat so we can get time with you better to understand your requirements.
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