Stuart Insurances
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Hospitality , Food and Drink Sector Insurance

At Stuart Insurances we are experienced in looking after the various insurance needs of the Hospitality, Food and Drink Sector. The Hospitality, Food and Drink sector are defined as Hotels, Guesthouses, B&Bs’, Pubs, Restaurants, Cafes, Take Aways’ and Coffee Shops. We work with businesses in this sector to identify their exact insurance requirements and then we research the insurance market to identify the most suitable insurance package based on their actual needs. If the worst happens, we make sure that you have the right cover, so you are back in business as quickly as possible and looking after your valuable customers.


  (01)288-1779 Get a Quote Request a callback

Tailored insurance to match your business needs

What type of Hospitality, Food and Drink do we cover?

We work with all types of Hospitality, Food and Drink businesses to ensure that they get the right cover for their business including Hotels, Guesthouses, B&B's, Pubs, Restaurants, Cafe's ,Take Aways' and Coffee Shops, 

Our expert advisers will talk with you to assess your requirements for insurance for the hospitality, food and drink sector and discuss the options that are most suitable to your individual needs, for example;


  1. Employers Liability insurance – You will need cover for your own employees. What happens if they have an accident at work and allege that it was as a result of your negligence?

  2. Public Liability Insurance – This will look after claims by customers who allege that they suffered injury or damage whilst visiting your premises. For example, they may allege that they slipped on your floor and suffered a back injury.

  3. Products Liability Cover – If you supply food and drink that Is consumed away from your premises, you will require products liability cover.   

  4. Material Damage – you will need to protect your stock and fixtures and fittings against fire, storm damage, burst pipes, theft etc.


Please get in contact with us and we will talk with you to get an understanding of your business and how it works. We will guide you through the process, explain the different options, and ensure based on our conversations, that you get the cover most appropriate to your own individual needs.




  (01)288-1779 Get a Quote Request a callback

Is there anything else we can help you with?

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Making a claim

Together we will work with you and the insurance company to make sure that your claim is handled efficiently and settled quickly

Typical Covers available for Hospitality, Food and drink

The following are some of the most common types of cover as a hospitality food and drink company you may need to consider when taking out insurance;


  • Employers’ liability insurance
  • Public and Products liability insurance
  • Material Damage
  • Keyman cover


What else to consider?

Whatever type of hospitality, food and drink business you have, it is likely that Material Damage, Employers and Public Liability insurance is the most important insurance you will need to consider. We do understand that figuring out exact insurance cover needs expert advice.  At Stuart Insurances, we know the market, have been dealing with insurance companies for many years and we will only recommend and work with the best.


  (01)288-1779 Get a Quote Request a callback

Home Insurance Insurance Articles & Guides

A selection of Our Trusted Insurers

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Lloyds of London

How to find us?

We are located in the heart of Blackrock village, just a stone’s throw from the Blackrock Dart station.

While we are just a phone call away we love to meet and talk with our customers, our office is open to all our customer to come in and chat so we can get time with you better to understand your requirements.

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